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quarvexxad
quarvexxad consulting solutions

Our Engagements

Three written engagements, each suited to one question.

quarvexxad does not offer broad retainers or open-ended advisory. Each engagement addresses a specific financial question and concludes with a written document you can use independently of us.

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Our Methodology

How every engagement is structured

Every quarvexxad engagement follows the same broad sequence, regardless of which specific offering you commission. The steps are defined in advance, the information requested is limited to what is genuinely needed, and the engagement concludes with a written document rather than an open conversation.

We begin with a brief initial exchange — typically a call or a written exchange of notes — to understand the question clearly. From there we specify the documents we would find helpful, do the analytical work, subject it to internal review, and deliver the written output with a follow-up session to discuss it.

1

Initial conversation

A call or written exchange to understand the question and confirm which engagement is appropriate.

2

Document request

We specify the financial records and agreements we need — nothing more than what the analysis actually requires.

3

Analytical work

The examination is conducted by senior practitioners and subjected to internal peer review before anything is written up.

4

Written delivery

The written note is delivered to you, followed by a session to discuss the findings and any questions that arise.

Engagement One

Capital Structure Review

A patient written review of the firm's existing capital arrangements — bank facilities, shareholder loans, supplier terms, and standing commitments — with a considered note on whether the present structure remains well suited to the firm's stage and outlook.

The engagement does not presuppose that restructuring is necessary. In many cases the existing arrangement is sound, and the written review simply confirms this and explains why. Where adjustment is suggested, three or four options are set out with reasoned trade-offs so that you can make an informed decision.

What is included

  • Written review of all capital arrangements
  • One-page board note summarising findings
  • Three to four adjustment options with trade-offs (where applicable)
  • Two follow-up sessions with your finance team
  • Internal peer review before delivery
RM 3,250 Send a Query

Typical duration: 3–5 weeks from first information receipt

Capital Structure Review

Best suited for

Firms that have not revisited their financing arrangements in several years, or those approaching a significant operational change — expansion, succession, or a shift in the business model.

Cash Conversation

Best suited for

Firms that are profitable on paper but noticing persistent cash shortfalls — where the cause is not obvious and a diagnostic view would be helpful before committing to any particular remedy.

Engagement Two

Cash Conversation

A short engagement for firms that have noticed cash pressure but are not yet certain of its cause. We work alongside your finance team for two weeks to walk back through the working-capital cycle — receivables, inventory, payables — and prepare a brief written note identifying the likely sources of friction.

The intent is diagnostic, not prescriptive. We leave the question of remedies to a longer engagement if one is wanted. The note runs roughly two thousand words and includes a single discussion session.

What is included

  • Two weeks of working alongside your finance team
  • Written diagnostic note (~2,000 words)
  • Identification of friction points in the working-capital cycle
  • One discussion session to go through the note
  • Clear statement of what was examined and what was not
RM 980 Send a Query

Typical duration: ~2 weeks of active work

Engagement Three

Margin Note

A written response to a single financial question — for example, whether a particular pricing change is sustainable given the current cost structure, or how to think about the gross margin on a new service line. Useful for finance directors weighing a particular decision before committing to longer analytical work.

The Margin Note is our most focused engagement. It addresses one clearly defined question, runs roughly fifteen hundred words, and is delivered within two weeks of receiving the information needed. One follow-up call is included.

What is included

  • Written note addressing one specific financial question (~1,500 words)
  • Delivery within two weeks of receiving required information
  • One follow-up call to discuss the findings
  • Clear framing of what the analysis does and does not cover
RM 740 Send a Query

Typical duration: 2 weeks from information receipt to delivery

Margin Note

Best suited for

Owner-managers and finance directors who need a written view on a specific pricing or margin question before making a decision — without the cost or time of a broader engagement.

Side by Side

Which engagement fits your situation?

Feature Capital Structure
RM 3,250
Cash Conversation
RM 980
Margin Note
RM 740
Written deliverable
Follow-up session 2 sessions 1 session 1 call
Document length Full review + board note ~2,000 words ~1,500 words
Scope Full capital picture Cash cycle diagnostic One specific question
Typical duration 3–5 weeks ~2 weeks 2 weeks
Internal review

Fees

Fixed prices, stated clearly

Engagement One

Capital Structure Review

RM 3,250

  • Written review + board note
  • Adjustment options with trade-offs
  • Two follow-up sessions
Send a Query

Engagement Two

Cash Conversation

RM 980

  • ~2,000-word diagnostic note
  • Two-week active engagement
  • One discussion session
Send a Query

Engagement Three

Margin Note

RM 740

  • ~1,500-word written note
  • Two-week delivery
  • One follow-up call
Send a Query

Our Standards

Protocols that apply to every engagement

Confidentiality

Client financial information is treated as private. NDAs available before information is shared. No case studies name clients without explicit consent.

Internal peer review

Every written note is reviewed by a second practitioner before delivery. Figures are verified and logic is tested independently of the person who prepared the analysis.

Full independence

No referral fees, no product commissions, no financial relationship with banks or lenders. Analysis is shaped by the numbers, not by external incentives.

Documented scope

The scope of each engagement is agreed and documented before work begins. Changes require prior discussion; no additional fees arise without prior agreement.

Data security

Financial documents received from clients are stored securely, accessed only by the engagement team, and returned or deleted upon engagement completion at the client's request.

Accessible language

Deliverables are written for principals and directors, not for auditors. Technical terms are explained where they appear; jargon is avoided throughout.

A quiet invitation

Not sure which engagement is right?

A brief initial conversation — by phone or in writing — is usually enough to identify which of our three engagements fits your situation. There is no charge for this conversation, and no obligation to proceed.

Send a Query